Beware of questionable credit clinics

If you have a credit card or email address, you’ve undoubtedly been targeted by “credit clinics” that promise to repair less-than-favorable financial profiles. The fact is, these companies don’t do anything for consumers that consumers cannot do for themselves–at little or no cost. While there are many reputable credit counseling agencies throughout the country, beware …

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How to Stop Identity Theft

3 smart ways to protect yourself One of the fastest growing white-collar crimes in America is identity theft. According to the Federal Trade Commission (FTC), as many as 9 million Americans have their identities stolen each year. Chances are, if you haven’t been a victim of identity theft, someone you know has.  What Is Identity …

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What the new consumer protection bureau will do for home buyers

What the new consumer protection bureau will do for home buyers Part of the financial reform bill signed into law by President Obama includes the creation of a Consumer Financial Protection Bureau, which will write new rules and monitor problems and abuses in areas such as residential real estate settlements, credit scores, “truth in lending,” …

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