Don’t overpay for title insurance

Don’t overpay for title insurance Many refinancing borrowers continue to overpay for title insurance because they don’t know enough to ask. Not everyone is eligible, however. Cutoff dates In most states, insurers set a cutoff on how old a mortgage can be to be eligible for a reissue rate. The most common cutoff is 10 …

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Best cities to invest in rental homes

In Las Vegas, investors willing to take a gamble could win big CHICAGO (MarketWatch) — The housing market in Las Vegas may continue to struggle, but for investors, the city is the best place to buy a home and rent it out, a new report revealed on Monday. HomeVestors of America and Local Market Monitor …

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A minefield of mortgage charges

Shopping for a mortgage would be a breeze if borrowers paid only an interest rate and lenders paid for everything else, embedding their expenses in the rate. The reality is just the opposite: Not only do lenders impose fees of various sorts, but a large number of other players will have their hands in your …

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What is Title Insurance?

The purchase of a home is for many, the single largest investment you’ll make in your lifetime.  It is only prudent to safeguard your rights and investment.  Title insurance assures your rights and interests to the subject property, transfer of ownership, and protection from future claims against the property.  It is the most effective and …

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