How to Get Fast Loan Approval

Our lives are so fast-paced in every other area, that we want fast results when it comes time to buy a house, too.

home loan

The main way to fast-forward the mortgage approval process is to get organized and gather up necessary information before meeting with your lender:

  • A list of your bank account numbers, copies of your latest bank statements, and information of all financial institutions you have business with,
  • Your past six months of pay stubs or payroll summary from your employer,
  • If self-employed, quarterly financial statements or balance sheets, and the three most recent tax returns,
  • A list of debts and information (names, addresses of creditors and account numbers), evidence of your mortgaged or rental payments, and
  • A Certificate of Eligibility from the Veterans Administration if you want a VA-guaranteed loan.
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