Four refinance myths debunked

Interest rates have been at historically low levels for some time now and some borrowers have refinanced two or three times, but there are others who so far have allowed the opportunity to pass them by. I am not referring to borrowers who can’t possibly meet today’s standards. They haven’t refinanced because they can’t. My …

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Lenders likely to order second, last-minute credit report before closing on a mortgage

The Los Angeles Times had an insightful article that serves as a precaution to those obtaining a mortgage.   Please continue on to read Kenneth R. Harney’s article: If you’re thinking about applying for a home mortgage this year, here’s some important news: Beginning June 1, your lender is likely to order a second full credit …

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